3 ms·
You don’t even need DNA data do to that, just use race statistics to increase or decrease your premium! Or do you think that would be illegal?
by polygamous_bat 3y ago
You don’t even need DNA data do to that, just use race statistics to increase or decrease your premium! Or do you think that would be illegal?
- concordDance 3y agoCompanies use many forms of data to change premiums, many you don't have much control over (e.g. what area of the country you live in). Why is that wrong?
- polygamous_bat 3y agoBecause you can possibly change your address but not your race?
- concordDance 3y agoYou can change it in theory but if that's where your family, job, kids school, etc are? Then realistically you don't have a choice.
- jjgreen 3y agoCombine that with race extracted from x-rays and AI ... https://www.nibib.nih.gov/news-events/newsroom/study-finds-artificial-intelligence-can-determine-race-medical-images https://www.nibib.nih.gov/news-events/newsroom/study-finds-a...
- _heimdall 3y agoI don't know insurance law well enough to say if that's legally discrimination. Now if you're asking me personally, I dislike the insurance industry in general. Insurance shouldn't be required, legally or otherwise. At that point insurance companies can use whatever data they want to price policies, as long as the terms are clear customers would actually have a choice whether they want insurance or not.