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Don’t compare car insurance with health insurance. Past driving incidents are perfectly okay to take into consideration for car insurance, some people need ince
by lacrimacida 3y ago
Don’t compare car insurance with health insurance. Past driving incidents are perfectly okay to take into consideration for car insurance, some people need incentives to drive safely. But genetics is nothing people can change, it’s fixed.
- Chris2048 3y agoThis all assumes two perfectly definable categories of characteristic - fixed, unchangeable category, and incentiv-isable behaviour / changable category. It's not always that clear e.g. genetic disposition to alcoholism is linked to actual alcoholism and related behaviours.
- dorfsmay 3y agoI agree, and that's my point. Should we have private insurances for genetic based risks? Is there a point of private health insurance?
- bugglebeetle 3y agoNo.