The 401k generation is retiring right now. They peak in 5 years and end in 10. I think the guessing they'll work longer is optimistic. Once you hit age 65 or 6

The 401k generation is retiring right now. They peak in 5 years and end in 10. I think the guessing they'll work longer is optimistic. Once you hit age 65 or 67 man, you'll be surprised how much harder life is lol. At my workplace, two people retired this year and they announced their funerals within 2 weeks. That caused 5 more to finally retire before it's err, too late. But I fully agree the 401k meme is in trouble. It's modeled just like social security and pensions. Infinite growth, which simply does not exist. Except instead of the government footing it, we threw it into the market and allowed middlemen to also take a cut.