Do your homework on minimum income levels and pay yourself just enough to qualify for federal & state benefits. That's childcare if needed, food stamps, health

Do your homework on minimum income levels and pay yourself just enough to qualify for federal & state benefits. That's childcare if needed, food stamps, health insurance, as well as possibly cooling improvements to your residence...it will depend on where you live however I believe that's a good overlay. ...Yes, it's down and dirty money management but you do what you must.