> "You can certainly do better than $1,000 a month" For a family of four? Not that I've seen. Even after employer contributions people in my orbit are usually

> "You can certainly do better than $1,000 a month" For a family of four? Not that I've seen. Even after employer contributions people in my orbit are usually looking at ~$1000 out-of-pocket (granted, pretax) for family medical/dental/drug/vision.