No it doesn't bother me, actually the opposite. I feel much more comfortable spending money, knowing that; 1. It's the banks money, I can contest any changes

No it doesn't bother me, actually the opposite. I feel much more comfortable spending money, knowing that; 1. It's the banks money, I can contest any changes on my statement before any money leaves my account. (consider paying for a bathroom renovation and the builder runs off with money or goes bust. The bank takes the hit, not me.) 2. That mass-data helps protect me, such as, abnormal usage can be queried for protentional fraud automatically.