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That makes no sense to me either. Shitty cars could look for accidents to get above-average payouts and thrn, while this sucks, people tend to be more careful a
by pests 3y ago
That makes no sense to me either. Shitty cars could look for accidents to get above-average payouts and thrn, while this sucks, people tend to be more careful around more expensive things. Your way has everyone treating a $150,000 sports car like a 'median sedan' when it comes to caution.
- fomine3 3y agoNot such case. It's expensive to repair, but it's paid by insurance. So people are okay to buy good but expensive to repair car. It's not great for society.
- Spivak 3y agoThat's funny, growing up in a family that drove beaters the expensive cars are the one you can bully a little because you have so much less to lose than they do. My insurance policy covers up to 500k so it's all the same to me, but that limited edition bmw hot pepper amg s-class is your baby and so what are you gonna do, hit me? It's the OG version of bully the self-driving car because they'll flinch long before you do.
- pests 3y ago> are the one you can bully a little because you have so much less to lose than they do I too grew up in a family with beaters. But I have a more richer friend who has some road rage in his nicer car. I've heard him "wish they would hit me" when angry because they have full coverage and no worries of a replacement car - those with a beater and worse insurance have to be extra careful since they don't easily have a replacement.
- nullc 3y agoI understood the comment to be suggesting a limit. If your damages are below the limit you'd still get actual damages. It means that you'd drive around a car which is more expensive than median at your own peril.