Found it much easier to hear him talk about it on ML Street Talk, 2 months ago (also on 7 months ago). https://www.youtubetranscript.com/?v=dkpDjd2nHgo&pp=ygUW

Found it much easier to hear him talk about it on ML Street Talk, 2 months ago (also on 7 months ago). https://www.youtubetranscript.com/?v=dkpDjd2nHgo&pp=ygUWbWwgc3RyZWV0IHRhbGsgd29sZnJhbQ%3D%3D https://www.youtubetranscript.com/?v=dkpDjd2nHgo&pp=ygUWbWwg... though only /rulia/ matches, only once. Not a great transcript from YouTube it seems.