4 ms·

Congrats. Building something others use and deciding that isn’t sustainable are both great milestones. I created a more modest finance app (forecasting [1] and

Congrats. Building something others use and deciding that isn’t sustainable are both great milestones. I created a more modest finance app (forecasting [1] and budgeting [2]). The Plaid integration alone was one I quickly realized I didn’t want to support a lot of users on. I also don’t want to have a large team working on it - if it requires more than a couple people then it’s not for me. I do hope that you are able to build an active community around it. Even if not, be proud of your accomplishments. [1] https://fiers.co/features https://fiers.co/features [2] https://fiers.co/features/spend https://fiers.co/features/spend

j45 3y ago
Neat, forecasting (especially multiple forecasts) is a nice feature set on its own compared to budgeting alone.
- Obscurity4340 3y ago
  Its everything. Seriously
  - jmathai 3y ago
    The forecast is what makes the budget worth following.
    - Obscurity4340 3y ago
      Its all I would ever pay attention to anyway. And it should be fast-forwardable or rewindable. You should be able to see in to the past as represented within the financial transactions data a d in to the future, same. And it should allow you to fikter your view by temporal categories like year/month/week/day I can't quite put my finger on the deeper truth I'm articulating but that not every personal finance app implements a significant and front-page forecasting function is insane to me. I dont care about budgets, I care about how much money I have in any account at any given time if I've been dilligent in populating the model and I care when it shows that my balances are red/negative cuz I can't have that in a financial and existential way. I dunno
      - jmathai 3y ago
        The budget is how I know I’m being diligent with my money - but it’s just a means to a goal. Every financial app I’ve tried fall short in several areas I’m interested in. That’s why I built what I was looking for. I use it in conjunction with personal capital and that gets me most of what I’m looking for.
        Obscurity4340 3y ago
        But if people just put all the data in and forecast it youalready have a budget (before) and after (balance) at any second in time essentially. Why cut off at the most important time (how does it affect my finances comprehensively at that point in time ?!)
        Obscurity4340 3y ago
        If you're in the red, u good to go
        Obscurity4340 3y ago
        NOT in the red

j45 3y ago

Neat, forecasting (especially multiple forecasts) is a nice feature set on its own compared to budgeting alone.

Obscurity4340 3y ago
Its everything. Seriously
- jmathai 3y ago
  The forecast is what makes the budget worth following.
  - Obscurity4340 3y ago
    Its all I would ever pay attention to anyway. And it should be fast-forwardable or rewindable. You should be able to see in to the past as represented within the financial transactions data a d in to the future, same. And it should allow you to fikter your view by temporal categories like year/month/week/day I can't quite put my finger on the deeper truth I'm articulating but that not every personal finance app implements a significant and front-page forecasting function is insane to me. I dont care about budgets, I care about how much money I have in any account at any given time if I've been dilligent in populating the model and I care when it shows that my balances are red/negative cuz I can't have that in a financial and existential way. I dunno
    - jmathai 3y ago
      The budget is how I know I’m being diligent with my money - but it’s just a means to a goal. Every financial app I’ve tried fall short in several areas I’m interested in. That’s why I built what I was looking for. I use it in conjunction with personal capital and that gets me most of what I’m looking for.
      - Obscurity4340 3y ago
        But if people just put all the data in and forecast it youalready have a budget (before) and after (balance) at any second in time essentially. Why cut off at the most important time (how does it affect my finances comprehensively at that point in time ?!)
        Obscurity4340 3y ago
        If you're in the red, u good to go
        Obscurity4340 3y ago
        NOT in the red