I’d be interested to see actual statistics on this. I encounter anti-fraud challenges fairly regularly just because I have the same name as another family memb

I’d be interested to see actual statistics on this. I encounter anti-fraud challenges fairly regularly just because I have the same name as another family member and we once shared an address. Years ago. A number of clients and friends have reported constant hassles wrought of poor anti-fraud implementations. Older folks and less technically inclined are particularly at risk of falling through these cracks, as are frequent international travelers. The 99%/1% thing is a good colloquialism but I don’t think the numbers would be there. Loads of people are using VoIP numbers everyday for perfectly legit purposes. I’m not saying you’re making up your troubles. Just that clearly there are assumptions in anti-fraud technology generally that impact wide swaths of people, whether they understand why or not.