I'm not, as the link I provided you with clearly explains, personal wealth in US is decreasing. It's now at the point where people have negative assets because

I'm not, as the link I provided you with clearly explains, personal wealth in US is decreasing. It's now at the point where people have negative assets because they're forced to borrow to meet their basic needs. If what you claim was happening then we wouldn't be seeing this happening. If money went to salaries and benefits, then workers wouldn't be under water financially the way they are right now.