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Get a Google Voice account to accept the SMSes for you, it's free and Capital One will complain about the number but accept it. I permanently live overseas but

Get a Google Voice account to accept the SMSes for you, it's free and Capital One will complain about the number but accept it. I permanently live overseas but with US bank accounts and cards, and all my cards go through cycles and phases. Sometimes they want to send SMSes for months to verify account access, then they stop. Same for transactions. Some will refuse to work on Amazon.de for months, then start working. Some physical cards will work on contactless terminals then completely stop working or become unreliable. (The workaround is to add them to Google Wallet). One interesting thing is that even when banks insist you notify them that you're OS, if you keep using your card OS they will just accept it and ignore the period you've stated as being OS.

k8svet 3y ago
I was one of Google Voice's first customers, then a Fi customer, they horribly mistreated, left me stranded in unknown-to-me areas with no functioning service and basically told me... not nice things. Then, told me their systems could transfer my number from Fi back to Voice. So, no, I'll go with my home-made solution, Telnyx has been amazing. They (1) manually gave me an account with a Gmail address, (2) fixed their HCaptcha-before-2FA login bug for me, (3) tracked down and blocked spammers for me multiple times now, and I'm probably the tiniest customer they have. And they're not Google.