4 ms·
Can't you open an account with Revolut?
by cangeroo 3y ago
Can't you open an account with Revolut?
- k8svet 3y agoTrust me, I'm taking notes! I've tried researching this, but "credit card company that sends TOTP over email" is not really Google-able. Revolut is on my list now, though. Thanks!
- cangeroo 3y agoWelcome to 21st century! I travel with debit cards from 3 different banks for this reason. Look for banks that issue virtual cards that can be used with Apple Pay / Google Pay. But you also need ideally two physical cards, since one bank may block your physical card for "fraud" while traveling, and now you're stuck and unable to buy a train ticket. Credit cards are only necessary for car rentals, which is a major pain, but sometimes they can just make a reservation charge of 1000 EUR that they later cancel. The benefit of virtual cards is that you usually get a notification (if you have internet) that your card is blocked, and details about the transaction, which makes it easier to unblock, and understand why the transaction/card was blocked.
- wingworks 3y agoAlso need credit cards for some hotels, and a high limit if you plan to stay at several hotels in quick succession, as it takes a few days to weeks for a hold to be released.
- petre 3y agoWhy? Are they afraid of people emptying their minibar and leaving without paying after wetting their bedsheets?
- ImPostingOnHN 3y agotheft of items and/or damage of property, yes possibly to charge for overstays/ late checkouts / parking / other fees, too
- ciceryadam 3y agoAlso, psychology. It's easier to drop by the hotel bar/restaurant when you have a 50 dollar prepayment that you can spend.
- kalleboo 3y agoWith several of my (physical) credit cards, I get an SMS and Email when a charge is blocked, and I can log into my internet banking to assert that the charge was actually me. About 5 minutes later the card is unblocked and I can retry the charge.
- scrlk 3y agoAmex UK gives the option to receive OTP via email or SMS. Looks like Amex US is similar: https://www.americanexpress.com/us/security-center/safekey/ https://www.americanexpress.com/us/security-center/safekey/
- qingcharles 3y agoNow try logging into your email account to get those OTPs when traveling through China... :(
- wingworks 3y agoYou can verify purchases in app with Wise (aka transferwise). A kinda travel / international card.
- dkjaudyeqooe 3y agoI'd avoid Revolut, they're worse than banks with regard to verifications.
- deathtrader666 3y agoHSBC does send them over email and SMS, and in-app notification as well.