Evaluate what you're good at and start a new company? You have run a successful company, only got screwed by the economy. You basically have 13 + 17 - 6 == 24

Evaluate what you're good at and start a new company? You have run a successful company, only got screwed by the economy. You basically have 13 + 17 - 6 == 24k in debt. If you go bankrupt with the company, that drops to just 13k (assuming that it's not secured with your private finances). You say there are no finished products, then go on to say there's a good advertising/leads platform. Can you spend a few weeks pounding pavement and looking to sell or lease that platform? Start a new company, and go for it. Remember to sell both the platform and your knowledge as a consultant. You only really need to find one or two decent clients for that to work out well (rather than a dozen for just selling blackbox software). You'll be in for a rough time, but a part time job would help smooth out the financial bumps while you get a new company up and running. It sounds like you have the experience in a valuable field to make something work.