> Really? If they had been in a car accident caused by another driver, and took a few seconds to pull over because they were unaware they were dragging a person

> Really? If they had been in a car accident caused by another driver, and took a few seconds to pull over because they were unaware they were dragging a person initially hit by the other driver, they would have been charged? unless you believe this person stayed completely silent during this, the answer is yes. The measuring stick that the law tends to use for liability like this is the reasonable person test and no reasonable person drives 20 feet with someone screaming in pain after having HIT their car. Are there circumstances in which someone would NOT be charged? sure, there have been cases of toddlers running out in front of cars and it was determined the driver couldn't possible have seen them due to their height. Since you apparently misunderstood, the point about the insurance is that maybe we shouldn't allow companies to insure themselves against killing people. We as a society absolutely went after Ford for choosing not to do recalls because the estimated cost of the recall exceeded the estimated payout for the deaths and injuries. Under no circumstances should we allow companies to make decisions like this.