A bad term, I would say now, "most people." For me, hosting a password manager is like hosting an email server. There are situations where it makes sense. But f

A bad term, I would say now, "most people." For me, hosting a password manager is like hosting an email server. There are situations where it makes sense. But for 99.99% of people, services are just good enough. Not to mention what a gold mine emails are if they get compromised.