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Check out https://savingtool.co.uk https://savingtool.co.uk for a similar tool, but it does tax calculations too.
by sgb_QQ 3y ago
Check out https://savingtool.co.uk https://savingtool.co.uk for a similar tool, but it does tax calculations too.
- dom96 3y agoNice, thanks for the suggestion. Definitely feels a lot more advanced (which can be both a bad and a good thing).
- mattlondon 3y agoThis is slightly confusing - it seems to factor in some magical S&S ISA income regardless of what amounts I put into existing S&S ISA. I am assuming it thinks that I will always entirely fill a S&S ISA allowance each yaer in addition to pension contributions, mortgage, bills, food etc. I think that is a bit of a flaw and I guess that means none of the figures can be trusted.
- sgb_QQ 3y agoIt assumes that you invest your surplus fully into an S&S ISA up to the annual limit. If that isn't true, you can adjust spending. Full disclosure though, it doesn't currently support GIAs. That would typically come after you've filled a S&S ISA which doesn't apply to most people.
- Liquid_Fire 3y ago> That would typically come after you've filled a S&S ISA which doesn't apply to most people. Much more likely to apply to people with a high salary going for FIRE, though.