>Plus if the insurance covers career advancement losses the incentives become really adverse. Fair concern, I think we can screen for people faking it for mone

>Plus if the insurance covers career advancement losses the incentives become really adverse. Fair concern, I think we can screen for people faking it for money. Also, in these situations the payout is usually somewhat less than you would earn working. I get that the end of a career you worked your life for is really hard, but unfortunately it's not an uncommon experience and being a pilot is not a right. A payout for a significant portion of your future earnings is far more than most get in that situation.