>> I am like that is a giant ball and chain around your neck broham... Nothing about that says "debt free" or "freedom. Mortgage debt is not a concern, houses

>> I am like that is a giant ball and chain around your neck broham... Nothing about that says "debt free" or "freedom. Mortgage debt is not a concern, houses can be sold on a market. If you feel that having no mortgage empowers you, then that's great for you! I don't think this "fear" applies to everyone. Debt can be used very strategically.