The prospect of being able to close in days without bank approvals will get you a hefty discount. Yes, but you're still getting a discount on an inflated price

The prospect of being able to close in days without bank approvals will get you a hefty discount. Yes, but you're still getting a discount on an inflated price. You'll get that same discount six months from now, only on a much lower price when 8% interest rates start to really cut down on the buyer pool. From my POV, what you suggest is going to buy a car 12 months ago, convincing the dealer to take off that "market adjustment surcharge, then bragging about how much of a deal you got by only paying MSRP. Versus the person 12 months later that started negotiations at MSRP, and not an artificial price. (Disclaimer: I'm just a guy on the internet talking out his ass. The number of houses I've purchased can be counted on one hand.)