On the other hand, if you are a Swiss resident and employed for more than 8 hours per week, you're insured from accidents by your employer(=totally free to go t

On the other hand, if you are a Swiss resident and employed for more than 8 hours per week, you're insured from accidents by your employer(=totally free to go to the hospital in case of an accident). If you work less than that, the accident insurance premium is not that high(less than 50 CHF per month).