From the information I could gather the only payment option is debit/credit card. If this is accurate it looks particularly exclusionary to me because one canno

From the information I could gather the only payment option is debit/credit card. If this is accurate it looks particularly exclusionary to me because one cannot expect each and every one of the 1.4 billion (according to the linked page) affected people have or can have a bank account. Also this creates unwritten requirements to traveling to the EU: 1. You must have a bank account. 2. Mastercard/Visas/$otherPaymentProcessor will be aware of your application. I don’t have an issue with these payment methods being available, I take issue with them being the only available methods. Countries’ immigration departments have no business compelling travellers into a contract with a private entity (the bank), and I also believe their dealings with european immigration departments shouldn’t be exposed to foreign payment processors. At the very least cash payment at a local embassy should be an option.