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> If you don’t expect the police to do anything about it, why file a formal report? Because your insurance demands a formal report (because if you lie to the p
by ncallaway 3y ago
> If you don’t expect the police to do anything about it, why file a formal report?
Because your insurance demands a formal report (because if you lie to the police it's a marginally more serious crime than if you lie to your insurance agent).
- sologoub 3y agoOnly, if the claim is worth it - most people have a deductible and insurance premiums will go up after a claim, so damage has to be substantial. That still leaves a lot of room for crime that didn’t result in enough damage on a given incident to justify a claim, but ensures the community does not feel safe and still goes unreported in these statistics.