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Sure, but what matters is if they track the actual crime rate right? If you’ve never made any claims then you’ve never been a significant data point to begin wi
by vore 3y ago
Sure, but what matters is if they track the actual crime rate right? If you’ve never made any claims then you’ve never been a significant data point to begin with.
- explaininjs 3y agoI fear you’re Goodharting this into oblivion. The only endgame of “people who don’t make claims aren’t significant” is police becoming so inept as to never secure property or arrest thrives (already there), and insurance companies having such massive premium hikes on-incident as to make filing claims net-negative in all but the most egregious cases (approaching there).
- Retric 3y agoThe most egregious cases are where you get the best data from insurance. But different metrics work for less violent crimes. You can validate the decline of pickpockets in the rates people replace their driver’s licenses etc.