3 ms·

We have a friend that had a ski accident in Switzerland (broken arm, open fracture). The EHIC was next to useless. They had to pay a "few" grand CHF out of pock

by petre 3y ago

We have a friend that had a ski accident in Switzerland (broken arm, open fracture). The EHIC was next to useless. They had to pay a "few" grand CHF out of pocket for the surgery. I think the private insurance covered some of that after many phonecalls and a few months. Needless to say, I won't be going skiing in Switzerland anytime soon.

yread 3y ago
Was it a private hospital/ward? Operations and stay at public hospital should be covered https://ec.europa.eu/social/main.jsp?catId=1021&langId=en&intPageId=1760 https://ec.europa.eu/social/main.jsp?catId=1021&langId=en&in...
- 221qqwe 3y ago
  Are there public hospitals in Switzerland? Isn't the healthcare system entirely private?
  - obruchez 3y ago
    "Most Swiss hospitals are privately owned, however, some are public or run by a non-profit." https://www.expatica.com/ch/healthcare/healthcare-services/hospitals-in-switzerland-102077/#overview https://www.expatica.com/ch/healthcare/healthcare-services/h...
dguest 3y ago
Meanwhile in France my friend broke her arm skiing and payed with the spare change in her pockets. It wasn't enough to cover the cost of ambulance, cast, etc, but the people at the clinic basically said "whatever" and sent her home a few hours later.
- Gud 3y ago
  Is she a French resident? Swiss residents don't pay in case they're in an accident, provided they work for more than 8 hours a week.
deleted 3y ago
[deleted]
obruchez 3y ago
I live in Switzerland and had never heard of the EHIC before. Switzerland not being part of the European Union means that some of those international cooperations don't always work as well as they should.
Gud 3y ago
On the other hand, if you are a Swiss resident and employed for more than 8 hours per week, you're insured from accidents by your employer(=totally free to go to the hospital in case of an accident). If you work less than that, the accident insurance premium is not that high(less than 50 CHF per month).

by petre 3y ago

yread 3y ago

Was it a private hospital/ward? Operations and stay at public hospital should be covered https://ec.europa.eu/social/main.jsp?catId=1021&langId=en&intPageId=1760 https://ec.europa.eu/social/main.jsp?catId=1021&langId=en&in...

221qqwe 3y ago
Are there public hospitals in Switzerland? Isn't the healthcare system entirely private?
- obruchez 3y ago
  "Most Swiss hospitals are privately owned, however, some are public or run by a non-profit." https://www.expatica.com/ch/healthcare/healthcare-services/hospitals-in-switzerland-102077/#overview https://www.expatica.com/ch/healthcare/healthcare-services/h...

dguest 3y ago

Meanwhile in France my friend broke her arm skiing and payed with the spare change in her pockets. It wasn't enough to cover the cost of ambulance, cast, etc, but the people at the clinic basically said "whatever" and sent her home a few hours later.

Gud 3y ago
Is she a French resident? Swiss residents don't pay in case they're in an accident, provided they work for more than 8 hours a week.

deleted 3y ago

[deleted]

obruchez 3y ago

I live in Switzerland and had never heard of the EHIC before. Switzerland not being part of the European Union means that some of those international cooperations don't always work as well as they should.

Gud 3y ago

On the other hand, if you are a Swiss resident and employed for more than 8 hours per week, you're insured from accidents by your employer(=totally free to go to the hospital in case of an accident). If you work less than that, the accident insurance premium is not that high(less than 50 CHF per month).