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About 15 years ago I had a roommate who, 8 months after successfully filing for bankruptcy in Ga, was offered a credit card with a $700 credit line - unsolicite
by bayouborne 3y ago
About 15 years ago I had a roommate who, 8 months after successfully filing for bankruptcy in Ga, was offered a credit card with a $700 credit line - unsolicited. She was shocked. It seems that in the perverse world of credit, someone who owed ~$12k but is now 'debt free' as a result of bankruptcy, looks good to some credit outfits. Odd.
- toomuchtodo 3y agoCan't file BK again (and discharge debts) for 2-8 years, depending on circumstances. Makes perfect sense to issue someone credit right after, assuming the product pricing makes it profitable (from a predatory lending perspective).