> using separate accounts was the only easy-to-understand way to do it This can't possibly be right... If I'm going on holidays, I don't want to have to open a

> using separate accounts was the only easy-to-understand way to do it This can't possibly be right... If I'm going on holidays, I don't want to have to open a new "holidays" account; holiday expenses are still expenses. If I accepted this, and I wanted to separate holidays in 2021 from holidays in 2022 by using different accounts, you can imagine how many one-off accounts id have laying around. No, this is confusing the concepts of an account as an accounting concept, with the concept of a generic aggregation segment.