Sure, because only the most trivial forms of utilitarian are act-by-act. A rule-utilitarianism could easily require us to pay one another for things, even thing

Sure, because only the most trivial forms of utilitarian are act-by-act. A rule-utilitarianism could easily require us to pay one another for things, even things we could just take, to maximise overall utility. If you think it needs to be act-by-act, you prove it. But start with why consequentialism is a better ethical system than any other.