I think many people are stuck in the cash mindset so it seems okay to them that they pay 2-3% in fees for an electric transfer. Where transporting $100 million

I think many people are stuck in the cash mindset so it seems okay to them that they pay 2-3% in fees for an electric transfer. Where transporting $100 million and $1 would cost the same I don't understand the percentage fees. This includes credit card processor fees etc. A lot of you I feel sort of have Stockholm syndrome when it comes to stuff like this specially in the US. A lot of this stuff requires government intervention I think as it is impossible for any startup to bring about disruption. In Asian countries where credit cards were not that prevalent new processing systems have brought down the prices to 0.5%-1% which I still think is too high.