Nah, they do some risk analysis etc. Me and my SO has had to change ours for many, many years because the banks can only report interest paid on our loan on on

Nah, they do some risk analysis etc. Me and my SO has had to change ours for many, many years because the banks can only report interest paid on our loan on one of us. So one has to reduce the other has to add this entry. Every year. Never had an audit nor heard anyone else who's had it.