Rates just reached 8%. Where do you think all the securitized 8% mortgages come from? People actually have to lock that rate and close. Then securitization can

Rates just reached 8%. Where do you think all the securitized 8% mortgages come from? People actually have to lock that rate and close. Then securitization can happen, and of course during that process there will be fees taken out. If you want 8%, become a direct lender.