A few banks have been offering 4.00 or higher for the past 9 months or more. The apple card with Goldman Savings is currently at 4.15% and has been since it lau

A few banks have been offering 4.00 or higher for the past 9 months or more. The apple card with Goldman Savings is currently at 4.15% and has been since it launched. It was mostly smaller banks that I saw offers in this range, but It looks like the bigger banks have to play along now, lest they lose more inflow.