How else can you do private digital transactions other than with something like monero? Given that cash is dying, and mass surveillance on all transactions is i

How else can you do private digital transactions other than with something like monero? Given that cash is dying, and mass surveillance on all transactions is incredibly dystopian for reasons I hope are obvious, it fascinates me that HN doesn't see the importance and utility there. What is one meant to do in a few decades if they want to pay for an abortion, buy a copy of 1984, or some weed, receive onlyfans money, or whatever the society doesnt accept in x years? Imagine you're in a different thread about social credit scores, or mastercard selling user data, or Canadian protestors having their bank accounts frozen...