>>> I suppose you don't get a lot of hurricanes in Madrid, do you? It works different in Spain. No standard home insurance policy will cover any natural disast

>>> I suppose you don't get a lot of hurricanes in Madrid, do you? It works different in Spain. No standard home insurance policy will cover any natural disaster. Instead, there is a higher state organization (Consorcio de Compensación de Seguros) that will cover damages from natural disasters, terrorism, riots, revolts, etc