I agreed with everything the parent said, but to deal with the points you're implicitly raising: just send people checks instead of offering tax credits. Do X?

I agreed with everything the parent said, but to deal with the points you're implicitly raising: just send people checks instead of offering tax credits. Do X? Get Y! instead of: Do X? Fill out 3 forms, cross-reference to 2 others, be eligible for a tax credit if you earned enough, file ....