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Well, the limit is much higher now, I can tell you that, but that's only because I just never missed a payment for a few years. They expanded my limits pretty q
by aseipp 3y ago
Well, the limit is much higher now, I can tell you that, but that's only because I just never missed a payment for a few years. They expanded my limits pretty quickly. I mostly didn't use credit cards before that when I made less money (and was younger and dumber), so there wasn't much credit history. But then why approve me quickly to me if they only were giving me something that low in the first place?
FWIW, I knew several people who got approved around the same time, but only in the $800-$2000 range. I saw it as no harder or easier to get than an average card, I guess is my point.
It might have been first mover advantage, when it first launched. Or maybe it's one of those things where you can make it over the gate if you're in the far tail ends on the left or right, but if you're just in the middle of the road credit wise, it's easier to get denied? Credit scores and the like are mostly a bullshit mystery, in my opinion.