> Many commercial entities anyway need your actual identity (like banks) I wish. Digital signatures (Handysignatur) have been available to the masses in Austri

> Many commercial entities anyway need your actual identity (like banks) I wish. Digital signatures (Handysignatur) have been available to the masses in Austria for 10+ years, but I have yet to see one of the big banks being able to accept a digitally signed document. It's still the "visit your bank in person" process.