I'm also an overall satisfied Alliant customer. Definitely the lack of contactless chip is annoying, and I will echo that their UX could use refinement, but oth

I'm also an overall satisfied Alliant customer. Definitely the lack of contactless chip is annoying, and I will echo that their UX could use refinement, but otherwise it's a pretty reliable card and the points are simple and easy. Fraud detection is a little hair-trigger I've found, but I have a few backup travel cards so when something unusual gets declined I can use an alternative.