Not sure why that's "hopefully" - if you like getting the rate GS pays you, you want it to be sustainable for them and therefore for you. In practice - I forge

Not sure why that's "hopefully" - if you like getting the rate GS pays you, you want it to be sustainable for them and therefore for you. In practice - I forget the details - but it works in the other direction. The bank sets the rate it pays YOU based on a combination of what it can make elsewhere and how badly they want to get your money to fund that investment. Unless GS is somehow forced by their deal with Apple to pay out more than they can make (I see no evidence of that in the article) you'd expect this is how they operate.