Yep, because we're not getting scammed on transactions fees (capped by the ECB to 0.2% for debit and 0.3% for credit card transactions). I have an Amex card tha

Yep, because we're not getting scammed on transactions fees (capped by the ECB to 0.2% for debit and 0.3% for credit card transactions). I have an Amex card that has some cashback, but it's not a lot.