That just means beliefs about things that do not or will not ever affect you, er, don’t affect you. It seems like a trivial point. You’re still accumulating ri

That just means beliefs about things that do not or will not ever affect you, er, don’t affect you. It seems like a trivial point. You’re still accumulating risk though. You don’t know when a false belief will lead yo to make a consequential error, and also false beliefs could lead you to adopt faulty attitudes or ways of thinking that could lead you towards false beliefs in consequential ways. Or you could propagate such false beliefs to others, which may be consequential for them.