Developer tools --- Yes Business solutions --- No A few examples --- US payroll. There is no competent open source solution that I am aware of. Bill payment/

Developer tools --- Yes Business solutions --- No A few examples --- US payroll. There is no competent open source solution that I am aware of. Bill payment/money transfer --- Any mistake can be time consuming and costly to correct. A spreadsheet is not the only tool most businesses need. There is lots of business software and services where open source is unavailable or does not present a practical, trustworthy solution IMO. A common thread that seems to run through a lot of these cases is liability.