I was looking at the new Mazda SUV, and the PHEV version was a $12k premium over the gas version. I have a PHEV and enjoy the benefits, but I’m not sure it’s wo

I was looking at the new Mazda SUV, and the PHEV version was a $12k premium over the gas version. I have a PHEV and enjoy the benefits, but I’m not sure it’s worth an extra 12 grand (25% more than the regular version). I get that there are some cost savings in the long run, but electricity costs a lot where I live, and insurance costs also go up with a more expensive vehicle.