> Huh? During COVID the US had several eviction moratoriums, which covered non-payment: https://en.wikipedia.org/wiki/COVID-19_eviction_moratoriums_ https://en.

> Huh? During COVID the US had several eviction moratoriums, which covered non-payment: https://en.wikipedia.org/wiki/COVID-19_eviction_moratoriums_ https://en.wikipedia.org/wiki/COVID-19_eviction_moratoriums_... Sure, for the few lucky people in federal housing and the handful of states that implemented their own (the vast majority of which were lifted in less than 6 months). Point is that nearly all homeowners in the US received 18 months of mortgage forebearance immediately. https://www.consumerfinance.gov/coronavirus/mortgage-forbearance-during-covid-19-what-know-what-do/ https://www.consumerfinance.gov/coronavirus/mortgage-forbear...