Good point. As a counterpoint but not a rebuttal, places exist with the wealth for single-family homes and pensions to be within reach for almost every citizen

Good point. As a counterpoint but not a rebuttal, places exist with the wealth for single-family homes and pensions to be within reach for almost every citizen - Switzerland, Austria, the nordics. Conditions there are not necessarily replicable in America or my own country. However, a culture of social democracy and investing in the citizenry looks to be a factor, and our countries' prioritisation of minimising tax for the rich and minimising social spend is a pretty good way to prevent this kind of citizen wealth. So fuck us for our short-sightedness.