But banking regulation still has an effect on any entity that can't afford to be continuously fighting lawsuits and paying fines. And actual changes happens on

But banking regulation still has an effect on any entity that can't afford to be continuously fighting lawsuits and paying fines. And actual changes happens on many of these cases. An entity getting fined three of four times for different offenses doesn't mean they never fix any of the issues. An easy example could be Google, who've been a target of so many of these complaints, and made many adjustment, up to building separate data centers with separate management rules to deal with the EU situation.