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Banks in the US must provide a way to opt out of the overdraft "service", after which they will simply decline transactions instead of overdrafting the account
by tadfisher 3y ago
Banks in the US must provide a way to opt out of the overdraft "service", after which they will simply decline transactions instead of overdrafting the account and charging for the privilege.
- hot_gril 3y agoI agree fully. It's just not a junk fee similar to the hotel ones.
- jjeaff 3y agoyou don't see how going to the bank during work hours to get an overdraft charge would be difficult for a lower income person? I'm going to guess you live in the suburbs for one and that you have a vehicle and a flexible, white collar work schedule.
- hot_gril 3y agoDid you reply to the correct person? But yes I have three cars and a flexible work schedule, as well as premium bank support.