> when I was using the old YNAB which required manually entering all purchases and manually reconciling your account. I still use YNAB4 after their online YNAB

> when I was using the old YNAB which required manually entering all purchases and manually reconciling your account. I still use YNAB4 after their online YNAB solution's monthly cost got too high. I didn't do it at the time, but now I just import bank statements. It's not too bad, not quite as slick as the new (relatively, anyway) online YNAB. I still prefer to have this level of insight on my finances and spending though. > I don't know if better tooling could help, pointing out subscriptions and things like that I don't use it, but Rocket Money advertises this as one of their main features.