I do as the GP, autopay the minimum to avoid fines (not just interest) but then go in and pay the remaining balance before the end of the month. Autopaying the

I do as the GP, autopay the minimum to avoid fines (not just interest) but then go in and pay the remaining balance before the end of the month. Autopaying the full amount would work 95% of the time, except when I put something like a big holiday on my card and autopay pays the entire balance and the payment either fails because I forgot to have sufficient funds in my debit/checking account, or leaves me with very little whilst I wait for the money that was going to come in to pay for it.