Banks have the ability to do "negative amortization" on mortgages in canada. Which means instead of raising the monthly payment on a mortgage the owner is essen

Banks have the ability to do "negative amortization" on mortgages in canada. Which means instead of raising the monthly payment on a mortgage the owner is essentially just paying off the raised interest, and in some cases aren't even paying off the interest so the total owed is actually increasing. Idk seems like a scary scenario.